Vietnam salary calculator for 2026

How to use this calculator

Use this calculator when the visible resident-employee scope fits. Insurance salary and wage region stay separate from cash salary so contribution caps are not guessed.

1. Enter monthly or annual gross pay, or the target net amount.
2. Select wage region I–IV and enter the actual monthly insurance salary.
3. Enter registered dependants and any annual taxable bonus/allowance.
4. Review PIT, each employee insurance line, take-home equivalents, effective dates and exclusions.

Worked example

Input

VND 30,000,000 monthly gross · region I · insurance salary VND 30,000,000 · no dependants

Output

Taxable income VND 136,200,000; PIT VND 7,620,000; employee insurance VND 37,800,000; annual net VND 314,580,000

The example uses VND 15.5 million/month personal deduction and exact January–June/July–December social caps.

Method and formula

• Monthly regular pay × 12 plus annual bonus and allowance gives gross employment income.
• Employee social insurance is 8% and health insurance 1.5% using VND 46.8m/month caps for January–June and VND 50.6m for July–December; unemployment is 1% capped at 20× the selected region minimum.
• Taxable income = gross − employee insurance − VND 15.5m × 12 personal deduction − VND 6.2m × 12 per registered dependant.
• The 2026 annual PIT bands are 5%, 10%, 20%, 30% and 35%. Reverse mode searches the same annual engine.

Included assumptions

• Resident Vietnamese employee with 12 regular months.
• Selected region, registered dependants and insurance salary remain valid all year.
• Insurance salary must be at least the regional minimum and no more than regular monthly pay.

Limits and exclusions

• Non-resident and foreign-worker insurance, partial-year work and employer contributions are excluded.
• Exempt overtime/night-work portions, charity/education/medical deductions and union dues are not modelled.
• Daily output is only a 260-working-day planning equivalent.

Privacy

Salary, dependant count and region stay in the browser tab and are not uploaded or inserted into a URL.