Australia salary calculator for 2026/27

How to use this calculator

Use this restricted estimate when the visible residency and family assumptions fit. The hospital-cover declaration controls the single-person Medicare levy surcharge and is never inferred.

1. Choose a weekly, fortnightly, monthly or annual gross/target-net amount.
2. Declare whether approved hospital cover was held for the full year.
3. Add annual taxable bonus, fixed taxable allowance and only evidenced deductions that do not reduce the automatic work-related standard deduction.
4. Review resident tax, Medicare, MLS, take-home pay and the explicit employer-super exclusion.

Worked example

Input

AUD 80,000 annual gross · approved hospital cover · no adjustments

Output

Taxable income AUD 79,000; resident income tax AUD 14,220; Medicare levy AUD 1,580; annual net AUD 64,200

The example applies the automatic AUD 1,000 standard deduction and has no MLS because full-year approved hospital cover is declared.

Method and formula

• Weekly × 52, fortnightly × 26 and monthly × 12 create the annual salary basis.
• For assessable labour income, the lesser of AUD 1,000 and annual gross is deducted automatically; the estimate assumes no itemised work-related deductions that would reduce that amount.
• Resident tax uses the 2026/27 0%, 15%, 30%, 37% and 45% brackets after the standard deduction and any entered qualifying additional deductions.
• Medicare is zero through AUD 28,011, equals 10% of the excess below AUD 35,013, and equals 2% of total taxable income from AUD 35,013; no-cover MLS uses the published single thresholds.
• Employer super is not calculated: from 1 July 2026 Payday Super uses qualifying earnings and an annual maximum contributions base, which this restricted income-tax input set cannot establish safely.

Included assumptions

• Full-year resident, age 18+, single, no dependants and tax-free threshold claimed.
• All entered gross, bonus and allowance amounts are treated as assessable labour income, with no itemised work-related expense claims.
• MLS income is assumed equal to the displayed taxable employment income.
• Entered bonus and allowance are treated as taxable cash income; no employer-super classification is inferred.

Limits and exclusions

• LITO and other offsets, HELP/VSL, family MLS thresholds, salary packaging and partial-year cover are excluded.
• Itemised work-related deductions are not modelled. The optional additional-deduction field is restricted to evidenced deductions that do not reduce the AUD 1,000 standard deduction.
• Foreign residents and under-18 rules are not supported.
• Employer super and total employer cost are excluded because qualifying-earnings classification, the annual maximum base and payment timing require payroll facts not collected here.

Privacy

Salary and hospital-cover choices remain in browser memory and are not uploaded or attached to the URL.