How to use this calculator
Use this calculator to plan annual take-home pay within the narrow DKI scope. It validates the 2026 DKI minimum wage and refuses to present a Jakarta rule as an all-Indonesia formula.
- Enter monthly or annual gross/target net and annual taxable components.
- Select the correct PTKP status and one of the five statutory JKK risk rates.
- Confirm regular monthly pay meets the displayed 2026 DKI Jakarta UMP.
- Review annual PPh, employee BPJS, employer BPJS, employer cost, assumptions and sources.
Worked example
- Input
IDR 10,000,000 monthly gross · TK/0 · 0.24% JKK · no bonus
- Output
Taxable income IDR 61,848,000; annual PPh IDR 3,277,200; employee BPJS IDR 4,800,000; annual net IDR 111,922,800
The result includes the January–February and March–December JP caps separately and floors taxable income to IDR 1,000.
Method and formula
- Regular monthly salary is annual base plus fixed allowance divided by 12; bonus remains an annual taxable addition.
- Employee JHT is 2%, JP is 1% with the split 2026 caps, and JKN is 1% up to IDR 12 million/month. Employer JKN/JKK/JKM premiums enter taxable employment gross.
- A 5% occupational expense up to IDR 6 million, employee JHT/JP and selected PTKP reduce annual net taxable income, which is floored to IDR 1,000 before the 5%–35% bands.
- Cash net subtracts annual PPh plus employee JHT, JP and JKN. The estimate does not reproduce monthly TER timing.
Included assumptions
- Resident permanent employee, one DKI Jakarta employer and 12 full months.
- Selected PTKP status and JKK risk rate remain constant for the year.
- Regular pay, not annual bonus, is used as the BPJS wage basis.
Limits and exclusions
- Locations outside DKI Jakarta, non-residents, multiple employers and mid-year work are excluded.
- Gross-up tax allowances, sector relief and exact January–November TER payslips are not modelled.
- Employer cost is limited to the displayed BPJS components.
Privacy
Salary and family-status code are processed only in this tab and are not uploaded or put into the URL.
Evidence
Official and statutory sources
Product capability benchmarks
Disclaimer
Planning estimate only; not an employer payroll record, SPT computation, BPJS filing or professional tax advice.
