How to use it
Use this calculator for a simple start-to-end return when there are no intermediate cash flows.
- Enter the positive amount invested and the non-negative ending value.
- Optionally enter positive years to request a compound annual growth rate.
- Calculate gain or loss, simple ROI, and annualised return when defined.
Worked example
- Input
Invested 1,000 · returned 1,210 · 2 years
- Output
Gain 210 · ROI 21% · annualised return 10%
Annualised return is CAGR, not simple ROI divided by years.
Method and definitions
- Gain equals returned value minus investment; ROI equals gain divided by investment.
- Annualised return is (returned/invested)^(1/years) − 1; a zero ending value produces −100%.
Limits and edge cases
- Intermediate deposits, withdrawals, cash-flow timing, fees, tax, inflation, and risk are excluded.
- Use an IRR or time-weighted-return method when cash flows occur during the period.
Privacy
All input and output stays in this tab. Rigula does not upload, store, or include it in a share URL.
Sources